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Terms & Conditions

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Last updated: July 7, 2025

By accessing this website and/or purchasing any digital products, courses, or coaching services from Creative Income Society, you agree to be bound by the following Terms and Conditions. Please read them carefully.

1. Overview

This website is owned and operated by Creative Income Society. Throughout the site, the terms “we,” “us,” and “our” refer to Creative Income Society. These Terms apply to all users of the site, including but not limited to browsers, customers, and contributors of content.

2. Products and Services

Creative Income Society provides:

  • Digital downloads and templates

  • Online courses and workshops

  • Coaching packages and mastermind programs (which may include live Zoom sessions)

All offerings are for individual use only and may not be copied, distributed, or resold.

3. Payment and Refund Policy

All prices are listed in USD unless otherwise stated.

  • All sales are final.

  • No refunds are issued once a course or coaching program has begun.

  • Digital products and downloads are non-refundable due to their immediate access and delivery format.

Please reach out before purchasing if you have any questions about an offering.

4. Zoom Meetings and Community Privacy

Participation in any live Zoom meeting, coaching call, or mastermind session is based on mutual trust and confidentiality. By attending, you agree to:

  • Maintain the privacy of all members.

  • Not share, record, or reproduce any content, conversations, or personal stories discussed in group settings.

  • Show respect to other members in all communications.

Violation of this privacy agreement may result in removal from the program without refund.

5. Intellectual Property

All content, materials, templates, and resources shared through Creative Income Society are protected by copyright and are the intellectual property of Creative Income Society. You may not copy, modify, reproduce, or share them without express written permission.

6. Your Responsibility

You understand that your success depends on your own effort, motivation, and commitment. Coaching and educational content are not a substitute for financial, legal, or mental health advice. You are responsible for your own results and implementation.

7. Technology Requirements

You are responsible for maintaining the necessary technology to access course content and participate in live calls (including Zoom, email, and internet access). Creative Income Society is not liable for access issues on your end.

8. Changes to These Terms

Creative Income Society reserves the right to update or change these Terms and Conditions at any time. Any updates will be posted on this page and are effective immediately upon publication.

9. Contact

Questions about these Terms and Conditions?
Email us at: kira@ spiritandstardust.com

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